Desk note
The annual checkup starts a week before anyone sits down. After a date is held, the office sends a one-page list. The point of the list is to show what you know and what you do not. A tidy invention helps no one.
Start with income, and write the month beside every figure. Twelve months is ideal. Two contrasting months are enough to begin: a tapping month and a rain month, a festival week and an ordinary week, a term when the shop was full and a term when it was not. Rubber payments and shop takings both count. If a relative hands you cash for the household, write that too, and write who it came from.
Debts need the booklet or the latest notice, not the story of why the loan was taken. The rate, the payment, and the month it leaves matter more than the original sales talk. If you have more than one lender, bring each booklet you can find, including a sum you owe a relative if you want it on the page.
Fees come next. School and college charges, clinic visits, the lease. Put the month they fall due. A fee that lands in a quiet month is a different problem from the same fee in a harvest month, and the sheet should show which one you have.
Gold and cash kept at home are included only when you want them counted. Plenty of households treat a piece of gold as private. Say so, and it stays off the sheet. There is no speech about what you ought to sell.
Goals are last, and four is the maximum. If you arrive with twelve hopes, part of the ninety minutes will be spent choosing. A goal that reaches the sheet needs an amount, a date, and the person who decides. The note on what to bring is also on the checkup page, but the habit is simple: bring the person who will argue about the figure, or bring their view in a sentence.
Leave passwords at home. Do not send a national identification number or a full account number by email before the day. The spelling of a name is enough for the letter. If a spouse or parent decides on a goal, the appointment is thinner without them.
Come with missing weeks. Mark them as missing rather than filling them on the walk from the market. The letter can say "estimated" or "unknown." It should not pretend the drawer was complete.
If you want those papers read in one appointment, ask for the annual checkup and say which months you already have.